Investors

Invest with Confidence

When a female executive asks advice about a current investment portfolio, what would you recommend?
It is important to define your risk profile and the time over which to invest. There are portfolios for all types of investors and on that basis may be recommended from the one we know as ‘stability’ to an ‘end’. The difference between the two is the distribution of investment since the end contains a greater number of shares, making it more volatile but potentially more profitable.

Is it a good time to invest in real estate?
It’s usually a good investment. One feels that the real estate is expensive and does not tend to fall suddenly stabilize prices, but not decrease. If it is good to take advantage of homeownership tax benefits offered by the Government through the AFC (Savings Building Construction), and can access the benefits in fees for loans, as the Government ‘takes ‘part of the financial cost and in some cases it is the banks’ assume’ share of costs in the remaining years of the loan.

Investment in real estate is ingrained in our culture, but even generates monthly income at a time can claim short-term expenses, since the owner will have to assume the costs of administration, utilities, maintenance and taxes, if the property not remain leased.

How does the outlook for stocks, now that they are “fashionable”?
They are a good investment now, but keep in mind that are subject to risks and should generally be thought of the long term. Can be volatile, i.e. they move according to market conditions. In Colombia, the range is open for investment and businesses are realizing the opportunity to engage customers ‘small’ who like this type of investment, and therefore the recent releases have been very successful. Within a few months there will be opportunities to invest through the Exchange of Colombia in other bags. Similarly, the international market, after a few years quite hard, can be seen as an attractive option, especially in America.
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The best way to get money to start a businessAnother illustrative example of how to get funding in times of credit crunch is summarized in the strategy followed by the creators of children’s entertainment center City Children. “The best way to get money to start a business is diversifying sources of financing. City Kids have a mix of sponsorship, equity partnerships, and has given us excellent results in starting the business,” said Luis Laresgoiti, CEO of Amazing Toys de Mexico.

At the center of entertainment will find the presence of several multinational companies that sponsor each area of the site. For example, Pond’s beauty in the living room or in the American Airlines plane that “transports” to this magical country visiting children. The creators of the concept provided a part of capital and partners also sought to raise the money they needed. In this way, your credit line is fed from three sources.

It can be argued that this scheme is the maximum degree of sophistication in terms of raising capital to develop an enterprise and can be tailored to companies of various kinds. El Papalote, Museo del NiƱo, nonprofit institution, did the same for its creation: sponsorship of major companies such as Kodak and more private donations figure group and government capital. Today is economically self-sufficient.

The same can be said of Epcot Center, the famous amusement park located in Orlando, Florida, for-profit enterprise, sponsored by various multinational companies. The definition of entrepreneur is someone notes that can create business and obtain resources to develop them. Roads and financing alternatives to find so many as there are tenacious entrepreneurs.

Proposed criminal penalties for insider speculateInvestors insider dealing and market handling or spreading false information to mislead can get rid of the sanctions currently taking advantage of differences in legislation between the 27 EU Member States. Authorities in some countries have no real powers of sanction and no other criminal sanctions for certain crimes of insider dealing and market manipulation. Effective sanctions can have a strong deterrent effect and strengthen the integrity of EU financial markets.

This is why the European Commission today proposed rules valid throughout the EU to ensure a minimum criminal sanctions for prosecuting insider dealing and market manipulation. For the first time, the Commission uses its new powers under the Treaty of Lisbon to enforce EU policy by criminal sanctions.

The proposed Directive provides that Member States take the necessary measures to ensure that criminal offenses consisting of insider dealing and market manipulation are punishable by criminal penalties. Member States also need to criminally punish those who assist, abet or advise on market abuse, as well as attempts to commit such offenses. The Directive complements the proposed regulation on market abuse made today, which improves the legal framework of the EU and strengthen administrative penalties.

Viviane Reding, EU Justice has stated that “the Commission, in addition to effective supervision of markets, today proposed strengthening the enforcement of EU rules against insider trading and manipulation of market by criminal law. The criminal conduct should not be tolerated in European financial markets “, he said.

Michel Barnier

The Commissioner for Internal Market and Services, Michel Barnier, meanwhile, added that “sanctions against perpetrators of abuse are too diverse market today and have the necessary deterrent effect. By imposing criminal sanctions to prosecute serious market abuse across the EU, we send a clear signal to deter potential offenders, who commit insider trading or market manipulation, face jail time and criminal records. These proposals will increase the integrity of the market, promote investor confidence and facilitate conditions of fair competition in the market. “