Financial Management
When a female executive asks advice about a current investment portfolio, what would you recommend?
It is important to define your risk profile and the time over which to invest. There are portfolios for all types of investors and on that basis may be recommended from the one we know as ‘stability’ to an ‘end’. The difference between the two is the distribution of investment since the end contains a greater number of shares, making it more volatile but potentially more profitable.
Is it a good time to invest in real estate?
It’s usually a good investment. One feels that the real estate is expensive and does not tend to fall suddenly stabilize prices, but not decrease. If it is good to take advantage of homeownership tax benefits offered by the Government through the AFC (Savings Building Construction), and can access the benefits in fees for loans, as the Government ‘takes ‘part of the financial cost and in some cases it is the banks’ assume’ share of costs in the remaining years of the loan.
Investment in real estate is ingrained in our culture, but even generates monthly income at a time can claim short-term expenses, since the owner will have to assume the costs of administration, utilities, maintenance and taxes, if the property not remain leased.
How does the outlook for stocks, now that they are “fashionable”?
They are a good investment now, but keep in mind that are subject to risks and should generally be thought of the long term. Can be volatile, i.e. they move according to market conditions. In Colombia, the range is open for investment and businesses are realizing the opportunity to engage customers ‘small’ who like this type of investment, and therefore the recent releases have been very successful. Within a few months there will be opportunities to invest through the Exchange of Colombia in other bags. Similarly, the international market, after a few years quite hard, can be seen as an attractive option, especially in America.
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Posted in Financial Management, Investors | 
Tags: administration, businesses, distribution, Investment, loan, profitable, real estate, tax benefit, types of investors | 
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The first question that any aspiring investor has when he or she arrives at a Web page as it is: Why is this person reveals his system to the public when you can make all the money he wants on the currency market? Why share this information with others?
Well, here’s the truth. The vast majority of trading systems out there are useless garbage refused. They are written by people who cannot make a penny in the real world of Forex.
My interest in operating in the financial markets dates back to 1996. When I was excluded from most of the casinos in Nevada. Until then I had my life in casinos by counting cards at blackjack tables.
However, the greedy casino managers do not like players who can use their brains to beat the casino at their own game. They prefer the “players” left to their last dollar in their “fine establishments”. So I realized if I did not want to end up with broken legs, I needed to find another source of income …
Financial markets were the natural choice. And that was the best choice I ever made. Here I am, 12 years later, financially independent. Free. However, I must admit that investing in the Forex market has become an obsession for me.
For me it is no longer a question of money and profits. Forex has become my lifestyle. I live and breathe EUR/USD, USD/CAD, GBP/USD. At the same time it is a very lonely lifestyle. Most of my family and friends were not too thrilled when during lunch I start talking about concepts such as “support and resistance” or “price momentum”. They rejoiced when the restaurant I that I pick up the $ 500 account, but really do not care how I got them.
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Posted in Financial Management, Money Market | Tags: financial markets, Forex investment, Forex Market, investment system, investment techniques, investor | No Comments »
Do not ruin your finances to marriage
When starting a life together, there are many factors to consider having a nice living. A rather sensitive issue is the management of household finances, which in many cases not discussed before or after marriage, but it can potentially cause serious problems in that company, called home. Spend money irresponsibly, assuming unsustainable debts or say ‘lies’ financial can be a real headache.
Financial planning is the only way to raise awareness about the economic needs at home and determine the most appropriate to achieve common goals. Like people, marriage has a life cycle financial (capital accumulation, capital growth, capital preservation and capital transfer), where managing finances is a task to be shared.
Do not forget that after marriage, your spouse becomes your most important financial partner. And as in any society, the financial strategies work in marriage if they are based on open communication based on trust.
Here are ten recommendations to help prevent these problems before I regret:
Not have financial secrets
The most important thing is to tell the truth about their debts, expenses, investments and consumption habits. If you both know the other financial flows, saves misunderstandings and everyone will know what the other wants. It will also give the opportunity to define the priorities for both and start working to realize their dreams.
Do not wait until a problem arises to address the issue of money, as other emotions can cloud. When talking about this issue is worth using a clear and calm. Avoid phrases like “you never give me money” or “you’re a cheapskate.” Also be flexible, generous and good businessman, otherwise there may be a power struggle between them, which hurt the susceptibilities, because frustration and misunderstanding have.
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Posted in Financial Management | Tags: debts, finances, financial goals, financial secrets, financial strategies | No Comments »